Holding money in different currencies doesn't have to blur the picture. In Pumpynotes Finance you keep each wallet in its own currency, and the dashboard totals them all in one common currency at a live rate or a fixed rate you set. In the three steps below you can set up multi-currency in minutes. If you want the basics of wallets, categories and budgets first, take a look at the Quick start with Finance article.
1
Open a wallet in a different currency
Each wallet lives in its own currency. When you create a new wallet you pick its currency from the list, and every transaction added to it is kept in that currency. You can use up to six currencies in the same workspace, so you can track your income from abroad in dollars and your holiday budget in pounds, each on its own.
Free: single currency
Pro and above: up to 6 currencies
Wallets
Categories
Budget
Add Wallet +
🏦CheckingUSD · US Dollar$9,850.00
💶Euro AccountEUR · Euro€1,850.00
✈️Travel CardGBP · British Pound£640.00
💰FreelanceBRL · Brazilian RealR$4,200.00
Wallets · each account in its own currency, one below the other
Just pick the currency from the list that opens as you create the wallet. The moment you choose it, the wallet's symbol and balance start showing in that currency.
Search currency...
Currency
TRY Turkish Lira
BRL Brazilian Real
EUR Euro
GBP British Pound
RUB Russian Ruble
USD US Dollar
Currency picker · choose one of the six supported currencies
2
Choose an automatic or fixed rate
If a transaction's currency differs from its wallet's, a rate tab (for example EUR → USD) appears in the transaction window. You have two options here: Automatic pulls the current market rate itself and shows something like "1 EUR ≈ 1.09 USD"; a Fixed rate uses the rate you type in, so the record stays at the same value all month.
e.g. Cloud storage subscription
Category
Recurrence
Note
EUR → USD
Rate (EUR → USD)
Automatic
1 EUR ≈ 1.09 USD
Fixed rate
Save
Cancel
Save with ⌘ + Enter
Rate tab · use the current market rate automatically or enter your own fixed rate
3
See everything in one currency
Your wallets are ready and your transactions are recorded. Now, when you pick a currency from the Convert button at the top of the dashboard, your balance, income/expense and breakdown charts are totalled in that currency. This is a temporary view; the recorded value of your transactions never changes, only how you see it does.
Finance
CONVERT:
USD
Total balance
$13,435.00
Income
$6,240.00
Expense
$3,810.00
Net
$2,430.00
Convert · every balance and figure in the currency you pick, on one screen
If you set a fixed rate at the start of the month, rate swings during the month won't distort your budget report. That way you get a clear, rate-independent answer to "what changed since last month?".
Frequently asked questions
How many currencies can I use?
You can use up to six currencies in the same workspace. Each wallet is kept in its own currency, and whenever you want you can see them all totalled in a single currency.
Is the rate fixed or live?
You can pick either. The Automatic option pulls the current market rate itself and updates on its own; a fixed rate uses the rate you type, so your record stays at the same value all month.
Which plans include multi-currency?
Opening wallets in different currencies is part of the Pro, Business and Enterprise plans. On the Free plan you can use a single currency.
Does hitting Convert change the value of my transactions?
No. "Convert" is only a temporary view; it shows everything in the currency you pick, but the recorded value of your transactions stays as it is. When you close the view, each wallet shows in its own currency again.