Pumpynotes Finance brings your income and expenses together in one place. You add your transactions and the dashboard handles the rest: it shows your balance, income/expense breakdown, budget, and upcoming payments at a glance. In the five steps below you can set up your finances in minutes.
1
Get to know the Finance dashboard
In the Finance section, everything about your money is on one screen: at the top your total balance, income, expense and net cards; below them your income/expense breakdown, budget and upcoming payments. Every question about your money, answered at a glance. You can fold the budget, upcoming payments and trend sections by clicking the arrow in their header; a folded section stays as a one-line summary, and your choice is remembered on that device. If you want to see the figures in another currency, the Convert button at the top of the panel shows them all in that currency: transactions are converted at the current rate, and those you entered with a fixed rate use their own rate. This is a display preference; your choice is remembered and the recorded value of your transactions does not change. Transactions created from an event show a linked event badge in their row; click the badge to open a small preview of the event, and from there you can open it on the calendar. To attach a spend to an event, open the event on the calendar and press Add a spend for this event.
Wallets
Categories
Budget
Add wallet +
CChecking account
CCash
Filters:
Total balance
$4,265.00
Income
$8,500.00
Expense
$3,235.00
Net
$5,265.00
Income Breakdown
$8,500.00
Total income
Salary$8,000.0094%
Side income$500.006%
Expense Breakdown
$3,235.00
Total expense
Rent$2,200.0068%
Groceries$518.0016%
Bills$240.007%
Transport$152.005%
Food$125.004%
Trend
Income $8,500.00 · Expense $3,235.00
BudgetOctober 2026
Groceries$518.00 / $600.0086%
Limit $600.00
$82.00 left
Bills$240.00 / $300.0080%
Limit $300.00
$60.00 left
Transport$152.00 / $200.0076%
Limit $200.00
$48.00 left
Food$125.00 / $100.00125%
Limit $100.00
$25.00 over the limit
Upcoming payments (14 days)
↘Electricity bill$86.00Today
↘Phone$42.00Tomorrow
↘Internet$35.007 days
Finance dashboard · KPI cards, breakdowns, budget and upcoming payments
2
Add your first transaction
Adding your first transaction is simple. Just choose Expense or Income and type the amount; you can easily link the transaction to a wallet and a category, set its date, and add a short note if you like. If you have at least two money or debt wallets, a third tab appears next to them: Transfer. It moves money from one of your wallets to another and counts as neither income nor expense. The moment you save, your balance, breakdown charts and budget all update at once. Every transaction you save also appears on the calendar on its date: as a money card in month view, in the day header total in week view, and as a day dot on your phone. Click the card in month view and the transaction opens here.
Groceries
Expense
Income
⇄Transfer
125.00
USD
Oct 15, 2026
Category
Repeat
Reminder
Note
Groceries
+ New
CChecking account (USD)
SaveCancel
Ctrl + Enter to save
New transaction · type, amount, currency and date on top; category, wallet, recurrence and note in the side tabs
You can also personalize your transactions. In the box to the left of the transaction name you can pick an icon, or add your own image if you prefer.
Emoji
My icons
Upload
Filter...
Recently used
📝📅💰📚🏃✅💡🎯
Smileys & emotion
😀😃😄😁😆😅🤣😂🙂🙃
😉😊😇🥰😍🤩😘😗☺️😚
😙🥲😋😛😜🤪😝🤑🤗🤭
Icon box · pick an emoji, use one of your own icons, or upload an image
If you have payments that recur every month (subscriptions, rent, bills, installments...) you do not have to enter each one separately. While adding a transaction, just turn on the switch in the Recurrence tab: the frequency is set to Monthly, and you can change it if you like. Pumpynotes creates it automatically for you at the interval you set. So you define your regular payments once and the dashboard tracks the rest.
Internet
Expense
Income
⇄Transfer
35.00
USD
Oct 15, 2026
Category
Repeat
Reminder
Note
Repeat
Repeat
Monthly
—
SaveCancel
Ctrl + Enter to save
Recurrence · turn on the switch, then pick a frequency and, if you like, an end date
3
Create your wallets
Your money isn't all in one place. Wallets are exactly for that: you keep each account separate and the dashboard adds up your money wallets, such as cash, bank and card, into a single balance. On Pro and above you also pick a kind when you create a wallet: Money, Asset (gold, crypto, stocks) or Debt (loan, card debt). With "Add wallet" in the Wallets tab you can create a new one, and by clicking the eye icon you can hide any wallet from the dashboard.
Free: 1 wallet
Pro and above: unlimited wallets (in different currencies if you like)
Wallets
Categories
Budget
Add wallet +
CChecking account
CCash
Wallets · create a new account with "Add wallet"
4
Organize with categories
Categories group your spending. You link each transaction to a category, and the dashboard splits them into income and expense and shows them at a glance in the breakdown chart. With "Add category" in the Categories tab you can easily build your own categories, and with the Income / Expense filter you can simplify the list. The color you pick for a category also carries over to its money card on the calendar.
Wallets
Categories
Budget
Add category +
AllIncomeExpense
M
Salary
Income
E
Side income
Income
K
Rent
Expense
M
Groceries
Expense
F
Bills
Expense
U
Transport
Expense
Y
Food
Expense
Categories · create your own categories with the income/expense filter
5
Set your budget and track it
A budget is the easiest way to keep your spending in check. You can set a monthly limit on an expense category. On the dashboard's Budget card you see, for each category, how much you've spent, your limit and what percentage you've reached; the dark line on the bar marks your limit, and the text under it shows how much is left. When your spending reaches 80 percent of the limit, the bar turns amber; if you go over it, the bar carries on in red past the line and the amount you're over is shown underneath. You set the limit, the dashboard keeps watch.
Free: budget on 1 category
Pro and above: budget on all categories
Wallets
Categories
Budget
Set a monthly limit for each expense category. The bar turns amber near the limit and red once it's exceeded.
K
Rent
LimitM
Groceries
600F
Bills
300U
Transport
200Y
Food
100Budget · set a monthly limit per category and let the color tell you
Finance and the calendar work both ways: your transactions show up on the calendar, recurring payments appear in the "Upcoming payments" card in Finance, and you can open a spend straight from an event.
Frequently asked questions
How many transactions can I add?
Unlimited. On all plans you can add as many income and expense transactions as you want.
How many wallets can I create?
On the Free plan you have a single Cash wallet, set up when you first open Finance. On Pro and above you can open unlimited wallets and keep them in different currencies.
Can I see my transactions in another currency?
Yes. With the "Convert" button at the top of the dashboard you can view all your transactions in another currency with one tap (transactions you entered with a fixed rate use their own rate); this is a display preference, the recorded value of your transactions does not change, and it works on all plans, including Free. Keeping wallets in different currencies, however, is exclusive to Pro and above.
What happens when I exceed a budget limit?
Once you go over the limit, the bar carries on in red past the limit line, the amounts turn red and the amount you're over is shown underneath. When you reach 80 percent of the limit, the bar turns amber. This warning only shows on the dashboard; Pumpynotes does not send a separate notification or email. On the Free plan you can set a limit on 1 category, and on Pro and above on all categories.
Do my transactions show up on the calendar?
Yes, on all plans. Every transaction appears on the calendar on its date. In month view on desktop it sits as a money card in its category color, and those on past days are muted; click a card and the transaction opens in Finance, and on busy days the extras collapse into a "+N payments" summary. In week view the day's total shows in the header, and on your phone it shows as a day dot.