Rent, salary, service charges and gym fees repeat the same way every month. Instead of typing them in again and again, create the transaction once and switch on Recurrence: Pumpynotes adds it to your list at the frequency you pick, counts it towards your budget, and, when it is an expense, lists it in the Upcoming payments (14 days) card at the top of the Finance page two weeks before the due date. The six steps below cover everything from setup to editing the series.
1
Turn on recurrence
On the Finance page, press Add transaction and the editor opens with a Recurrence tab in its left menu. Open that tab, switch on the toggle on the right, and the transaction starts repeating; the frequency arrives set to Monthly, and you can change it right away.
The same switch works for expenses and income alike. A regular income such as your salary can repeat too.
Rent
Category
Recurrence
Reminder
Note
Recurrence
Recurrence
SaveCancel⌘ + Enter to save
Transaction editor · the "Recurrence" tab in the left menu and its switch
2
Pick the frequency
With the switch on, a Frequency field appears below it. There are four options: Daily, Weekly, Monthly and Yearly. Choose Monthly for rent and service charges, Yearly for insurance or an annual membership.
Recurrence treats the transaction's own date as the starting point. A monthly transaction dated 5 October repeats on the 5th of every month. Picking the 31st is fine too: in short months the date falls to that month's last day (the 28th in February) and then returns to the 31st.
Recurrence
Recurrence
Frequency
Monthly
Daily
Weekly
Monthly
Yearly
End Date
—
Recurrence · the frequency menu
3
Set an end date
The End Date next to the frequency is optional. Leave it empty and the recurrence runs indefinitely; pick a date and nothing is generated after it. It saves you work on a payment split into twelve instalments, or on rent with a fixed contract term.
The calendar greys out every day before the transaction's own date and will not let you click them, so you cannot accidentally build a recurrence that ends before it starts. Change your mind later and you can clear the field to make the recurrence open-ended again.
Recurrence
Recurrence
Frequency
Monthly
End Date
—
October 2026
MonTueWedThuFriSatSun
000
1234
567891011
12131415161718
19202122232425
262728293031
SaveCancel⌘ + Enter to save
End Date · days before the transaction's own date cannot be picked
4
Spot recurrences in the list
Once you save, the transaction does not sit in the table as a single row: every occurrence that falls inside the selected date range becomes a row of its own. By default the table shows the current month, newest date on top. If neither the transaction nor its category has an icon, the square to the left of the name shows the recurrence glyph; one-off transactions show an income or expense arrow there instead.
Rows with a future date are drawn faded and carry an Upcoming tag under the date. They count towards the month's totals but have not happened yet. The Upcoming button with the eye icon, at the top right of the table, hides them; the summary cards and the charts are not affected.
The table opens in Compact view and shows six columns. The Recurrence column that spells out the frequency is hidden there; press All columns at the top right and it comes back, together with Reminder, Note and the rest. That is where you read whether a row is "Monthly" or "Weekly". A recurring expense row also carries a second Subscription tag next to the frequency; income rows do not get it.
Transactions
Upcoming
All columns
Search
DateNameCategoryWalletAmountActions
Tuesday, October 20Upcoming
Gym
Health
💰 Main wallet
−$125.00
Monday, October 12
↘Grocery shopping
Groceries
💰 Main wallet
−$214.00
Monday, October 5
Rent
Housing
💰 Main wallet
−$1,850.00
Thursday, October 1
Salary
—
💰 Main wallet
+$6,200.00
4 records
Compact view · recurring rows carry the recurrence glyph in their name icon
5
Skip a single occurrence
Sometimes the pattern breaks: you skip a week at the gym, a payment simply does not happen that time. Don't worry, you can drop that one date without disturbing the rest of the series. The first of the buttons at the right end of the row is Skip this occurrence; you can also right-click the row and pick the same command from the menu.
The skipped date leaves the list and the totals, and the rest of the series carries on. This button sits on rows generated by the recurrence; it does not appear on the series' first date or on one-off transactions. To drop the first date, Delete Only This Date in the delete dialog does the same job.
DateNameCategoryWalletAmountActions
Thursday, October 15
Gym
Health
💰 Main wallet
−$35.00
Thursday, October 8
Gym
Health
💰 Main wallet
−$35.00
Thursday, October 1
Gym
Health
💰 Main wallet
−$35.00
3 records
A weekly series · the first date at the bottom has no "Skip this occurrence" button
6
Choose the scope when you change it
Say the rent goes up, so you update the amount and save. Pumpynotes stops right there and asks: what should the change apply to? There are three options: From This Date On changes this and every later occurrence, All Occurrences updates the whole series, and Only This One turns just that date into a standalone record.
Deleting follows the same logic: Delete Only This Date, Delete From This Date or Delete all occurrences. On the series' first date the middle option is missing, because there "from this date" and "all" mean the same thing. That is how you apply the rent increase to the months ahead while your past payments stay exactly as they were.
Recurring transaction
This is part of a recurring transaction. What should the change apply to?
From This Date OnThis and following occurrences change; earlier ones stay as they are.
All OccurrencesThe whole series is updated.
Only This OneThis date's transaction becomes a standalone record; the rest of the series is unchanged.
Cancel
Delete recurring transaction
This is part of a recurring transaction. What should be deleted?
Delete Only This DateOnly this date's occurrence is deleted; the series continues.
Delete From This DateThis and following occurrences are deleted; earlier ones remain.
Delete all occurrencesThe series is deleted with all its occurrences.
Cancel
On the left, the dialog when you save an edit; on the right, when you press delete
Recurrences do not just sit in the list: the ones falling in the current month also count towards how full your category budgets are. A rent that repeats every month refills its budget bar every month, so halfway through you already know what is still to come. The total of your recurring expenses also appears under the Expense summary card as a Subscriptions line. The Upcoming payments card does have one limit: it shows expenses only, so a recurring income will not appear there.
Frequently asked questions
Is recurrence available on every plan?
Yes. Setting up a recurring transaction is available on every plan, Free included. All four options are available: daily, weekly, monthly and yearly.
Can income recur as well?
Yes. The Recurrence tab works the same way for Expense and Income. Use the same switch for a salary, rental income or a regular side income.
Does every occurrence create its own record?
No. There is a single transaction record with a recurrence rule attached to it, and the rows you see in the list are generated from that rule. That is why Pumpynotes asks whether an edit or a deletion applies to the series or only to that one date.
Do recurring expenses count towards my budget?
Yes. Occurrences falling in the current month are included in how full the category budget is, so a rent that repeats monthly refills its budget bar every month. Setting up budgets is covered in Finance quick start.
Can I take a transaction out of a recurrence later?
Yes. Open the transaction, switch off the toggle on the Recurrence tab and save. Pick All Occurrences in the scope dialog that appears and the transaction becomes a one-off.
Is this the same as recurring events in Calendar?
Same logic, different options. Finance offers daily, weekly, monthly and yearly. Calendar adds weekday selection and custom intervals on top of those; the details are in how to set up a recurring event.